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St. Cloud, FL · Osceola County

The Reserve at Twin Lakes

CDD $130.46 Natural gas Single-family homes

The second community with NATURAL GAS, in St. Cloud (Osceola County), the fastest-growing county by population in Central Florida. An HOA of only US$ 90.

Quick answer

The Reserve at Twin Lakes is in St. Cloud (Osceola County), with homes starting at $379,990 and 1.708 to 2.828 sq ft. The HOA is $90.00/month is the CDD of $130.46/month, which gives a fixed cost of $220.46 per month. It is one of only two communities in the division with natural gas. It is about 38 km to Disney and 25 km to MCO airport.

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Starting at
$379,990builder list price
Fixed cost /month
$220.46HOA + CDD
Square footage
1.708-2.828sq ft · 159-263 m²
Floor plans
6plans available

Marketing photos by Meritage Homes. Model homes may include optional features.

Current inventory

12 homes available in The Reserve at Twin Lakes

7 are move-in ready and prices start at $379,990. Click any home to see its photos and details.

Updated 11/11/2026
Home for sale at 2880 Wild Olive Drive, St. Cloud, FL Move-in ready
$379,990 2880 Wild Olive Drive
St. Cloud, FL · 157 m² Daphne plan · MLS TB8534549
3 beds2 baths1.695 sq ft2 car garage
See photos and details →
Home for sale at 5131 Dusky Wing Lane, St. Cloud, FL Move-in ready
$385,000 5131 Dusky Wing Lane
St. Cloud, FL · 157 m² Daphne plan · MLS TB8553107
3 beds2 baths1.695 sq ft2 car garage
See photos and details →
Home for sale at 2896 Wild Olive Drive, St. Cloud, FL Move-in ready
$415,000 2896 Wild Olive Drive
St. Cloud, FL · 185 m² Hibiscus plan · MLS TB8534548
4 beds3 baths1.988 sq ft2 car garage
See photos and details →
The Reserve at Twin Lakes Delivery 12/21/2026
$430,000 2884 Wild Olive Drive
St. Cloud, FL · 185 m² Hibiscus plan
4 beds3 baths1.988 sq ft
See photos and details →
The Reserve at Twin Lakes Delivery 12/21/2026
$440,000 2877 Wild Olive Drive
St. Cloud, FL · 185 m² Hibiscus plan
4 beds3 baths1.988 sq ft
See photos and details →
The Reserve at Twin Lakes Delivery 02/04/2027
$443,870 5127 Dusky Wing Lane
St. Cloud, FL · 185 m² Hibiscus plan
4 beds3 baths1.988 sq ft
See photos and details →
Home for sale at 2888 Wild Olive Drive, St. Cloud, FL Move-in ready
$450,000 2888 Wild Olive Drive
St. Cloud, FL · 244 m² Primrose plan · MLS TB8540682
4 beds3 baths2.631 sq ft2 car garage
See photos and details →
Home for sale at 2876 Wild Olive Drive, St. Cloud, FL Move-in ready
$452,000 2876 Wild Olive Drive
St. Cloud, FL · 244 m² Primrose plan · MLS TB8540684
4 beds3 baths2.631 sq ft2 car garage
See photos and details →
Home for sale at 5181 Springrise Drive, St. Cloud, FL Move-in ready
$465,000 5181 Springrise Drive
St. Cloud, FL · 244 m² Primrose plan · MLS TB8543334
4 beds3 baths2.631 sq ft2 car garage
See photos and details →
The Reserve at Twin Lakes Delivery 12/21/2026
$470,000 2873 Wild Olive Drive
St. Cloud, FL · 244 m² Primrose plan
4 beds3 baths2.631 sq ft
See photos and details →
The Reserve at Twin Lakes Delivery 02/04/2027
$470,360 5135 Dusky Wing Lane
St. Cloud, FL · 263 m² Violet plan
5 beds3 baths2.828 sq ft
See photos and details →
Home for sale at 5177 Springrise Drive, St. Cloud, FL Move-in ready
$475,000 5177 Springrise Drive
St. Cloud, FL · 263 m² Violet plan · MLS TB8550994
5 beds3 baths2.828 sq ft2 car garage
See photos and details →

Inventory and prices checked on the builder's site on 11/11/2026. Homes sell quickly: I confirm real availability before any reservation.

Real cost

HOA, CDD and what each product costs per month

ProductHOA /monthCDD /monthFixed total /monthInternetNatural gas
Single-family homes $90.00 $130.46 $220.46 - yes

Figures from the official Meritage Homes community guide (Orlando Division). They do not include property tax (about 1,0% to 1,5% of value per year) or homeowners insurance. Confirm current fees before signing.

Why this matters

Every US$ 100 of monthly fee equals US$ 1.200 a year out of your cash flow, and around US$ 36k over 30 years.

Run the numbers

Calculate mortgage payment, taxes, fees and cash flow using this community's price.

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Rental policy

Rental policy is set by each community's HOA. We confirm the official document before any reservation.

Request the HOA rules

Floor plans

6 plans available

Square footage, bedrooms and bathrooms of every plan the builder offers in this community.

PlanSq ftm²BedsBaths
Daphne1.695 1573 2
Foxglove1.840 1714 2
Hibiscus1.988 1854 3
Marigold2.340 2174 2 + powder room
Primrose2.631 2444 3
Violet2.828 2635 3 + powder room

Plan availability varies by homesite and construction phase. Check the builder's official page or talk to me for today's list of open homesites.

Location and surroundings

What is around The Reserve at Twin Lakes

Map with schools, markets, healthcare, restaurants and leisure within 4 km, real OpenStreetMap data. Turn on the categories below the map.

Approximate distances

Walt Disney World~38 km
Universal Orlando~37 km
MCO Airport~25 km
Downtown Orlando~39 km
LEGOLAND Florida~50 km
Cocoa Beach~62 km
Tampa~124 km

Straight-line distances from the sales office (2919 Sunstar Drive, St. Cloud, FL 34772). Drive time depends on the route and traffic.

Schools and amenities

Nearby schools: Harmony High School · Hickory Tree Elementary · Harmony Middle School

Community amenities: Dog Park · Kid's Splash Pad · Pool and Cabana

View on Google Maps Get directions Street View

Official school assignment depends on the exact homesite address and is set by the Osceola County school district.

Agent's analysis

Why The Reserve at Twin Lakes makes the shortlist

  • Natural gas: lower energy cost and a premium kitchen
  • Osceola County leads population growth in the region
  • St. Cloud combines Lake Nona (healthcare and technology jobs) and tourism
Now selling, The Reserve at Twin Lakes is an all-ages community with single-family homes in the heart of St. Cloud, FL. It has easy access to Narcoossee Road and US-192, minutes from Lake Nona. The floor plans are open and fit different lifestyles, with resort-style amenities such as a pool, cabana and splash pad.

Official builder description, translated from Meritage Homes material.

Talk directly with Raphaela Rolim

Homesite availability, delivery times and monthly incentives change every week. Message me and I will pull the real status of The Reserve at Twin Lakes today.

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Frequently asked questions

About The Reserve at Twin Lakes

Does The Reserve at Twin Lakes have a CDD?
Yes. The CDD at The Reserve at Twin Lakes is $130.46 per month for single-family homes, billed with the property tax. Added to the HOA, the fixed monthly cost lands between $220.46 and $220.46.
How much is the HOA at The Reserve at Twin Lakes?
The HOA is $90.00 per month (single-family homes).
Can I rent out my home at The Reserve at Twin Lakes?
The rental policy is set by the The Reserve at Twin Lakes HOA rules and, for short-term rentals, also by St. Cloud zoning. We send the official HOA document with the rental clause before any reservation, in writing, with no guesswork.
How much does a home at The Reserve at Twin Lakes cost?
Prices start at $379,990 and go up to about $475,000 depending on the series and the floor plan, for homes from 1.708 to 2.828 square feet (159 to 263 m²). Builder list prices checked on 11/11/2026.
How far is The Reserve at Twin Lakes from Disney?
The community is roughly 38 km in a straight line from Walt Disney World and 25 km from Orlando International Airport (MCO).
Which schools serve The Reserve at Twin Lakes?
Nearby schools listed by the builder are: Harmony High School, Hickory Tree Elementary, Harmony Middle School. Official assignment depends on the exact homesite address and must be confirmed with the county school district (Osceola County).

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